PRIVACY STATEMENT

Effective Date: April 1, 2025

At All America Financial, we take your privacy seriously. This Privacy Policy outlines how we collect, use, store, and disclose personal information you provide through our services, including our website at https://aa-financial.com. By accessing our site or using our services, you agree to the practices described herein.

All America Financial, located at 855 Heritage Dr., Weston, FL 33326, operates as a licensed insurance agency offering services across multiple U.S. jurisdictions. Our commitment to your privacy includes strict adherence to federal and state data protection laws.

Key Definitions

When we refer to “Personal Data,” we mean any information that can be associated with or used to identify you. This may include your name, email, phone number, physical address, policy details, and other identifiers.

“Usage Data” refers to information collected automatically through our website or mobile applications. This may include your device’s IP address, browser type, pages visited, time spent, and diagnostic data for system analysis.

“Cookies” are data files stored on your device, helping us recognize your browser or device, monitor site performance, and personalize your experience.

“You” refers to the user accessing our website or using our services, either on your own behalf or on behalf of a company or legal entity.

How We Collect and Use Your Information

Information you provide directly—such as when you fill out forms, request a quote, apply for a policy, or communicate with our team—is collected to facilitate service delivery, customer support, and account management. This includes your name, contact details, insurance preferences, and payment information.

We also automatically collect certain information when you interact with our website or digital platforms. This data is used to optimize performance, enhance user experience, and protect against misuse or fraud.

Personal Data is processed to maintain service functionality, manage your account, respond to inquiries, and fulfill contractual or regulatory obligations. We may also use it to communicate relevant updates, promote similar offerings with your consent, or conduct marketing campaigns.

Your Rights and Control Over Your Data

Depending on your jurisdiction, you may have the right to access your Personal Data, request corrections, withdraw consent, object to certain uses, or request deletion. Upon request, we will verify your identity before honoring your rights in accordance with applicable laws.

We are particularly mindful of compliance with state-specific privacy regulations including, but not limited to, the California Consumer Privacy Act (CCPA/CPRA), the Florida Information Protection Act (FIPA), the Texas Identity Theft Enforcement and Protection Act (ITEPA), and other comparable statutes in Alabama, Arizona, Arkansas, Illinois, Virginia, and Washington.

Data Security and Retention

We employ commercially reasonable safeguards to protect your data from unauthorized access, use, disclosure, or loss. Personal Data is retained only for the duration necessary to fulfill legal, operational, or contractual obligations. Unless otherwise legally required, we will not retain your personal information for longer than seven years from the date of last interaction.

Data Transfers and Third Parties

Your information may be stored or processed in the United States or in jurisdictions where our partners operate. We take steps to ensure that data transfers comply with U.S. and international data protection laws by entering into data processing agreements and applying appropriate safeguards.

We may disclose Personal Data to trusted third-party service providers who assist in delivering our services, such as technology platforms, marketing providers, or payment processors. These entities are contractually obligated to protect your information and use it only for authorized purposes.

In the event of a merger, acquisition, reorganization, or sale of assets, your data may be transferred to the involved parties, with notice provided in accordance with applicable law.

External Links and Embedded Content

Our website may include links to third-party sites or embedded content such as social media buttons. These features may collect your IP address or track your interactions. Your interaction with those platforms is governed by their respective privacy policies, not ours.

Children’s Privacy

Our services are not directed to children under 13. We do not knowingly collect Personal Data from minors. If you believe that a child has submitted data through our website, please contact us so we can remove the information.

Call Recording and Monitoring

We may record phone calls for quality assurance, training, and compliance. By continuing with a call after being notified, you consent to such recording. These recordings are used solely for internal purposes and are protected in accordance with applicable privacy laws.

Changes to This Policy

We may update this Privacy Policy as legal, technological, or operational changes arise. The effective date at the top of this page will indicate when the latest revision was made. Continued use of our services constitutes acceptance of any changes.

Contact Us

For questions, requests, or concerns regarding your data or this Privacy Policy, please contact us at (305) 703-2239 or by email at credit@aa-financial.com.